
When you rent, having a home that feels comfortable and uniquely yours is important. Yet how you decorate can play a major role in how much of your security deposit comes back to you when you move out.
Most leases spell out which changes you can make on your own and which ones need your landlord’s permission. Confusion about these rules can cause pricey mistakes and deductions from your security deposit.
Knowing what is and isn’t permitted is key to protecting your security deposit. Thoughtful decorating decisions can help you skip unnecessary repair charges and maximize your refund when you move out.
Causing Damage to the Property
Decorating in ways that damage the rental is a common cause of security deposit deductions. Repair-worthy damage—like large holes left by heavy artwork or shelves, adhesives that pull off paint or wallpaper, or other physical modifications—can result in deductions from your deposit.
Deductions from your security deposit will be based on the extent of the damage. Avoid disagreements by reviewing your lease agreement and understanding the guidelines for decorating and maintaining the property.
Failure to Restore the Original Condition
If you change the décor, many leases require you to restore the property to its original condition prior to move-out. If not, your landlord might use some of your security deposit to cover the cost of restoring the property to how it was.
Painting is a common way to make a rental home your own, yet it’s also one of the biggest sources of disputes between renters and landlords.
Before painting, always check your lease and consult your landlord. In most cases, your lease will require you to return the property to its original color and condition when you leave.
Violating the Lease Terms
Breaking lease terms about decor—such as painting or putting nails in the walls without approval—can result in security deposit deductions. Even minor issues, such as small nail holes left from hanging art or a TV, can impact your refund, particularly if repairs are needed.
To protect your security deposit, plan décor with move-out in mind. Whenever possible, choose nail-free hanging options or skip wall mounting altogether. Set large art pieces or TVs on solid furniture to prevent wall damage.
Excessive Wear and Tear
Normal wear and tear is a given in a rental, but excessive damage from décor—such as scratches caused by heavy furniture or neglect—can result in your security deposit being reduced to cover repairs or replacements.
To avoid damaging the floors, use protective materials like blankets or felt pads whenever you move furniture. If you rearrange frequently, consider investing in felt gliders for your furniture feet.
Cleaning Costs
Landlords can also take cleaning costs out of your security deposit if the property is left in an unclean condition beyond normal wear and tear, whether caused by décor or general living habits.
Decorate with your move-out in mind, knowing you’ll need to return your rental to its original condition. The less repair work needed, the more likely you are to get your full security deposit back.
Should you feel a deduction is unfair or not in line with local laws, document the property’s condition with photos at move-in and move-out, and talk directly with your landlord. If it comes to that, learn about your rights as a tenant in your area and seek legal advice.
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Originally Published on October 20, 2023
This content is provided for general informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. Readers should consult with licensed professionals regarding their specific circumstances.
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